Accelerated Merchant Funding - The Next Generation Lenders

Lending Programs

Never let a lack of working capital hold you back – ever!!!! 

Qualifications:

1. Your business processes over $1,500 per month in credit card sales.
   
2. Your business has been established for at least six months.
3. Provide your last 3 months Visa/MasterCard processing statements.

AMF believes that to truly be successful in business we must listen to our clients and staff, and honor their choice to place their goals and dreams in our hands.  We recognize and deeply appreciate the trust that is conferred to us in deciding to work with and partner with our organization.  We consider it our responsibility to not only perform our best, keep our commitments, and to do so professionally but to go the extra mile to insure success for all involved.  We do not believe in excuses.  We believe in our people, our clients, and producing the results we promise.  We are people who can always be depended upon and we take our commitment seriously.  We also believe in having a little fun along the way. 

There are only 2 ways to go through life: Making them glad you were here or glad you are gone.  We believe in having people glad we are/were here.

Business Funding

Business Funding have been the conventional method of funding businesses for quite some time now. Whether it's a small, medium or big business or you want to start your new business, business Funding can work as an effective solution to provide finance for your business or as a source of capital to start your new business. Not only that, business Funding can also be useful if you are planning an expansion of your existing business or increasing your efficiency by acquisition of better technology.
Business Funding, though useful for all businesses, small entrepreneurs are particularly benefited by small business Funding.

Small Business Funding

Small Business Funding are often the first choice for small entrepreneurs as a source of finance for starting their business. Learn more about Small business Funding and other options available. Small business Funding are Funding that are given to relatively small business houses with few assets and generating a moderate amount of revenue and profit every year. Whether a business would qualify as a small business and get a small business loan depends entirely on the lender, however, there are few factors that any lender would consider before offering a small business loan to an entrepreneur. These factors would generally include value and type of asset owned, revenue and income generated annually, number of years the business is in operation, number of employees etc.

Small business Funding can sometimes be very difficult to get, as there are often strict restrictions in regards to size of the business and other criteria. Also, generally all small business Funding require a personal guarantee from the business owner and also the small business loan amount to be secured by the assets of the business. A small business owner needs to ensure that his business generates enough revenue to instill confidence to the lender that the business is capable of repaying the principle and the interest amount for the small business loan. Some of the most common sources for small business Funding are commercial banks, private finance companies and the SBA (Small Business Administration).

Other than the requirement for a personal guarantee to obtain a small business loan there are few other disadvantages. One of the main disadvantages of taking a small business loan is that it can affect the personal credit rating of the business owner and negatively affect his position with the bank.

Also, as these small business Funding need to be secured by personal guarantee and business assets need to be provided as collateral, it might result in lose of assets in case of a default. In almost all cases the lender reserves the exclusive right to decide what constitutes the default and the small business entrepreneur needs to abide by those term.

Factoring Broker - Factoring Financial Services

Every businessman is aware of the importance of cash flow to keep a business active. Factoring account receivables, invoice discounting and related services ensure that a healthy cash flow is maintained. A Factoring broker is the key person who helps the businessmen to choose the best factor to avail the factoring financial services.

Factoring is an extremely flexible and simple method to maintain a steady cash flow. It can also be highly beneficial if your factoring broker manages to get a good deal for you. Once a sale is made and the invoice is raised the business owner provides the factor with invoice and can get an advance up to 90% of the invoice value. The Factor will then collect the invoice amount from the debtor, deduct the 90% advance amount and their fees and handover any remaining balance to the business owner. Factoring financial services not only helps you to maintain an accelerated cash flow but also works as an effective professional credit control department.

The factors often use different terminologies for similar factoring financial services and these creates a confusing scenario. This is where the factoring broker plays a very crucial role. A factoring broker helps top choose the best factor, negotiates the deal and also provides necessary advice about factoring account receivables.

It is important for the factoring broker to have access to as many factors as possible and also have experience of understanding the details of the different factoring financial services provided by them. It is the responsibility of the factoring broker to understand the market, the practices of different factors, the financial services, pricing and the funding policies. They then need to explain all the details to the clients and help them choose the right factor.
Factoring Account Receivables

Factoring Account Receivables is one of the most important financial services provided by a factor. Account Receivable factoring is basically same as invoice factoring. Your factor will buy your business invoices outright and pay you cash for them. This is not a business loan. If you are a business owner doing business with other businesses that makes it even easier to get your invoices factored. Factoring account receivables would probably be one of the easiest and fastest ways to accelerate the cash flow in your business.
Reverse Factoring

Reverse Factoring is an alternative usually used in emerging markets where the factor buys the account receivables with recourse, which means that the seller still holds the responsibility if the buyer does not pay the invoice. In reverse factoring the seller of the receivables retains the credit risk even after selling the account receivables to the factor.