If your small business needs more cash than can be supplied through business credit lines or personal credit cards, it may be necessary to finance expenses through a loan. As with any form of financing, debt structure and payment schedule will depend on the bank, your credit history, and your relationship with the lender. Due to these factors (as well as numerous others), you might not be able to receive a loan unless it’s secured. Before applying, we suggest determining whet
A Must Read for all Small Business Owners Merchant cash advances are a great option if your business needs a quick influx of additional working capital, and accepts frequent, small credit card payments However, many people don’t consider merchant cash advances when looking for business financing. In this post, we’ll review some myths about merchant cash advances so that you can fully understand this product, and decide if it’s right for you. Myth #1: Merchant Cash Advances (M
In the world of small business finance, the term “Business Cash Advance” has been growing in popularity. But...“what is the difference between a business cash advance and a merchant cash advance?”.
Let's explain the similarities and differences of these products so we can get a better picture of these financial products.
Both merchant cash advance and business cash advance, allow a business to receive funding in exchange for its future sales.
Invoice factoring is a business financing solution that has been gaining popularity as an alternative to conventional business loans. Companies facing a cash-flow squeeze and slow-paying customers often sell their invoices or accounts receivable. This is called Factoring. Most business owners do not realize that their unpaid invoices (“accounts receivable” or “AR”) are an asset they can sell or finance. Under the FactorAdvantage℠ program we offer, customers who sell or finan
If you want to start managing your money more effectively and set yourself up to become an entrepreneur, follow the 5 tips below. With these techniques in your arsenal, you’ll start so see immediate changes, and you’ll set good behaviors in motion that’ll serve you throughout your career as an entrepreneur. 1. Prioritize organization. When you are organized, you can track every facet of your finances. Record all of your financial information in one place so you can refer to i
As a guide to the health of a company, operating cash flow data have a great vogue these days among those who watch the fortunes of corporate America from the outside—especially securities analysts. Moreover, financial executives of businesses increasingly prefer a cash-basis assessment of available funds over the traditional working capital status. Out of 290 companies, 60 of which had been declared bankrupt, and found that operating cash flow data for a five-year span could
Consolidation Program for Merchants with 1- 6 open position Our consolidation loan program is a restructuring of your obligations to get a better rate, and decrease daily/monthly payment obligations. Take a deep breath...... AMF has a solution! If you have multiple merchant cash advances and have been able to make your payments on time; we can consolidate your balances, stretch out the term, while often times including additional capital. This equates to lower payments, addit
You're doing the best you can to keep your personal health at its peak. How about your business? Is it healthy too? What is a healthy business anyway?
A healthy business is one that's consistently able to achieve its goals, a majority of the time. This includes fulfilling the expectations of employees, owners, customers and all parties that are impacted by the business. A tall order you say? Sure, but like a healthy person, a healthy business has many moving parts working in
Working Capital is the only way to grow your Business. We are here to provide you with options to get this accomplished. Give us a call today to prequalify for one or more of our programs (201) 699-0688 #funds #Money #Workingcapital #Funding #Acceleratedfunding
Question: What steps should I take before applying for a loan to open a small business? I’d like to maximize my chances of getting a good response. Answer: Getting a small business bank loan is never easy, and it’s been especially difficult since the financial crash of 2008 and the lingering credit crunch. Even though small business lending is rebounding somewhat, it is still virtually impossible to get a loan to fund a business. That’s because lenders want to see a financial
One of our customers needed Funding to help purchase her office location. She is an accountant who we have been funding for the past 3 years. Good luck Claire in your new office. Why are we not Funding you? (201) 699-0688 #workingcapital #loans #cashadvance #acceleratedfunding #smallbusiness #entrepreneurs