How much can I qualify for?

Funding amounts are based on your property’s value, existing mortgage balance, and available equity. Most programs allow you to access up to 70–85% of the property’s value.

What types of properties qualify?

Eligible properties typically include: Primary residences Investment properties Commercial real estate (offices, warehouses, retail spaces) Mixed-use buildings

What are the rates and terms?

Rates are generally lower than alternative financing and can be fixed or variable. Terms can range from 5 to 30 years, depending on the structure and lender.

Is perfect credit necessary to qualify for funding?

No, perfect credit isn’t necessary. Our approvals focus more on property equity and your overall financial profile, offering more flexibility than traditional bank loans.

Can I refinance an existing mortgage or HELOC?

Yes. Many clients use these programs to refinance into better terms, lower rates, or to pull out additional equity for business use.

Mortage Financing and HELOC | Accelerated Funding

Mortgage Financing & HELOC

Flexible Capital Backed by Your Property

Mortgage financing and Home Equity Lines of Credit (HELOC) give business owners access to capital by leveraging real estate assets.

—whether residential, commercial, or investment properties. These options are ideal for securing larger funding amounts at lower interest rates than unsecured financing.

Why Use Real Estate-Based Financing?

If you own property, you may be sitting on untapped capital. Mortgage financing and HELOCs allow you to convert that equity into working capital—without disrupting your business operations.

At Accelerated Funding, we structure these solutions around your goals, cash flow, and long-term strategy—ensuring you access capital in the most efficient and cost-effective way possible.

How it Works

Mortgage Financing

HELOC

Business mortgage financing allows you to use owned property—such as office buildings, warehouses, or mixed-use real estate—to secure funding for your business. This type of financing is typically structured as a term loan with fixed or variable rates and longer repayment periods.

Best used for:

Expanding operations or opening new locations
Purchasing or refinancing commercial property
Large-scale renovations or build-outs
Long-term working capital needs

Key advantages:

Lower interest rates vs. alternative financing
Higher funding amounts
Predictable monthly payments
Longer repayment terms

A HELOC provides a revolving line of credit based on the equity in your property. Unlike a traditional loan, you can draw funds as needed, repay, and reuse—making it a flexible solution for ongoing or unpredictable expenses.

Best used for:

Managing cash flow gaps
Covering short-term business expenses
Investing in inventory or seasonal growth
Emergency access to capital

Key advantages:

Pay interest only on what you use
Flexible, on-demand access to funds
Lower rates compared to credit cards or MCA
Reusable credit line

Compare Your Options

Mortgage Financing

All Options

Structure

Lump sum loan

Interest:

Fixed or Variable

Flexibility

Lower

(set terms and payments)

Best For

Large, planned expenses or investments

HELOC

Revolving credit line

Fixed or Variable

High (draw funds as needed)

Payments- Vary according to balance

Short-term needs or cash flow management

Which One Should You Choose?

Choose Mortgage Financing if you need a large lump sum with predictable payments

Choose a HELOC if you want flexibility and ongoing access to capital

👉 Apply Now — We’ll help you choose the best option for your business

👉 “Everything You Need to Know”

Mortgage and HELOC

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Get Approved for Business Funding in as Little as 24 Hours

Mortgage Financing & HELOC

Flexible Capital Backed by Your Property

How it Works

Mortgage Financing

HELOC

Business mortgage financing allows you to use owned property—such as office buildings, warehouses, or mixed-use real estate—to secure funding for your business. This type of financing is typically structured as a term loan with fixed or variable rates and longer repayment periods.

Best used for:

Key advantages:

A HELOC provides a revolving line of credit based on the equity in your property. Unlike a traditional loan, you can draw funds as needed, repay, and reuse—making it a flexible solution for ongoing or unpredictable expenses.

Best used for:

Key advantages:

Compare Your Options

Mortgage Financing

Structure

Interest:

Flexibility

Best For

Which One Should You Choose?

👉 “Everything You Need to Know”

How much can I qualify for?

What types of properties qualify?

What are the rates and terms?

Is perfect credit necessary to qualify for funding?

Can I refinance an existing mortgage or HELOC?